It is a beautiful day out and you are going for a drive, when suddenly, you get struck by another car or strike a car yourself. “Oh no! What now? Do I call the police? What about my insurance company? Should I document any evidence? How long should I wait to see a doctor? Is an attorney necessary?” If you have found yourself asking these questions, then you have come to the right place! Below are some tips that will help put your mind at ease and help make sure you do not miss any important steps along the way.
1. Do I call the police?
Yes! Whether you have been hurt and need to dial 911 to get immediate care, or simply need to call the sheriff’s office to file a report, you want to make sure you have proper documentation of the accident.
2. Should I notify my insurance company?
Absolutely! Florida is a no-fault state so YOUR car insurance is what will be used to cover any initial medical expenses. You also want to get the other parties insurance information. Make sure to obtain the name of their insurance provider and policy number. Both parties will turn to their auto insurance policies to make claims, regardless of who was at fault. To cover this, all Florida drivers must have Personal Injury Protection (PIP) insurance included in their car insurance policy.
3. Should I document any evidence?
Definitely! Take or draw pictures of what happened. Get the names of as many witnesses as possible. This way you can support any statements made by yourself or the other party.
4. How long should I wait to see a doctor?
Do not hesitate! You have up to 14 days after the accident to seek medical attention, otherwise you are subject to forfeiting your insurance benefits. If any injuries are present, you may want to see a doctor immediately, as symptoms can tend to worsen over time.
5. Is an attorney necessary?
If you have been injured and believe there is reason to file a personal injury lawsuit you may want to consider hiring an attorney. An attorney can help protect your legal rights and ensure that you can pursue a legal claim for financial compensation.
As always, our team is here to help and answer any questions that you may have. If ever in doubt, do not hesitate to contact us via phone at 239-208-0088 or via email at email@example.com